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About Prabhakaran
Prabhakaran is the business head at CADRE, where he champions a faster, fairer alternative to court. He has spent nearly three decades in recovery and litigation at some of India's largest financial institutions. He writes with a grounded view on recovery, the limits of traditional routes, and the growing role of ODR.
RBI guidelines for loan recovery_ What lenders and borrowers should know (1)

RBI Guidelines for Loan Recovery: What Lenders and Borrowers Should Know

Learn about RBI guidelines on loan recovery: fair collection, harassment prevention, agent certification, lender accountability, and the recovery process.
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Posted by Prabhakaran September 1, 2026
Debt recovery in India: A practical guide for lenders and businesses

Debt Recovery in India: A Practical Guide For Lenders and Businesses

Debt recovery in India depends on using the right legal route. Learn when to use cheque bounce, ODR, mediation, secured assets, and court claims.
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Posted by Prabhakaran August 12, 2026
What Debt Recovery Costs Look Like: Court vs ODR on a ₹2 Lakh Default

What Debt Recovery Costs Look Like: Court vs ODR on a ₹2 Lakh Default

Online dispute resolution costs less than court on a ₹2 lakh default. Compare debt recovery costs across both to see which route protects your returns.
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Posted by Prabhakaran August 7, 2026
Best Debt Collection Software Tools in India: A Buyer's Guide for Lenders and NBFCs

7 Best Debt Collection Software Tools in India: A Buyer’s Guide for Lenders and NBFCs

Compare the best debt collection software in India with features and limitations: CADRE ODR, Credgenics, CredResolve, Spocto X, M2P, and more.
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Posted by Prabhakaran July 23, 2026
Why NBFCs are Shifting Small-Ticket Recovery Out of Courts

Why are NBFCs Quietly Moving Small-Ticket Recovery Out of the Courts

See how NBFCs handle recovery of debts with and without intervention of courts: litigation (costly), settlement (fast), arbitration (binding, private).
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Posted by Prabhakaran July 23, 2026
Latest Posts
  • ODR Full Form: What Online Dispute Resolution Means in India
  • RBI Guidelines for Loan Recovery: What Lenders and Borrowers Should Know
  • Alternative Dispute Resolution in India: A Practical Guide to Resolving Disputes Faster
  • Debt Recovery in India: A Practical Guide For Lenders and Businesses
  • What Debt Recovery Costs Look Like: Court vs ODR on a ₹2 Lakh Default
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