Prabhakaran is the business head at CADRE, where he champions a faster, fairer alternative to court. He has spent nearly three decades in recovery and litigation at some of India's largest financial institutions. He writes with a grounded view on recovery, the limits of traditional routes, and the growing role of ODR.
Learn about RBI guidelines on loan recovery: fair collection, harassment prevention, agent certification, lender accountability, and the recovery process.
Online dispute resolution costs less than court on a ₹2 lakh default. Compare debt recovery costs across both to see which route protects your returns.
See how NBFCs handle recovery of debts with and without intervention of courts: litigation (costly), settlement (fast), arbitration (binding, private).