{"id":284,"date":"2026-08-07T16:41:17","date_gmt":"2026-08-07T11:11:17","guid":{"rendered":"https:\/\/cadreodr.com\/blog\/?p=284"},"modified":"2026-08-31T14:25:45","modified_gmt":"2026-08-31T08:55:45","slug":"debt-recovery-costs","status":"publish","type":"post","link":"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/","title":{"rendered":"What Debt Recovery Costs Look Like: Court vs ODR on a \u20b92 Lakh Default"},"content":{"rendered":"\n<div style=\"background:#f8fbff;border:1px solid #d6e9ff;border-left:6px solid #1a73e8;border-radius:8px;padding:20px;margin:30px 0\">\n  <h2 style=\"margin-top:0;margin-bottom:15px;color:#1a73e8;font-size:24px\">\ud83d\udccc TL;DR<\/h2>\n  <ul style=\"margin:0;padding-left:22px;line-height:1.8\">\n    <li>Court recovery of a <strong>\u20b92 lakh default<\/strong> adds up in court fees, lawyer charges, stamp duty, and process fees, often totaling nearly <strong>\u20b91 lakh<\/strong> over a case that can last for years.<\/li>\n    <li><strong>Online Dispute Resolution (ODR)<\/strong> combines most of these expenses into a single platform fee and typically resolves disputes within weeks.<\/li>\n    <li>For <strong>small-ticket defaults<\/strong>, ODR is significantly more cost-effective than court proceedings while still delivering a legally binding outcome.<\/li>\n    <li><strong>CADRE<\/strong>, India&#8217;s simplest online dispute resolution platform, offers a credible and affordable way to recover defaults with legally binding outcomes.<\/li>\n  <\/ul>\n<\/div>\n\n\n\n<p>A \u20b92 lakh default puts a lender in an awkward position. It is large enough to hurt the books, yet small enough that chasing it can cost more than it returns, especially through the courts.<\/p>\n\n\n\n<p>Online dispute resolution costs far less. They strip away most of the charges a court case piles on, so more of the recovery stays with you.<\/p>\n\n\n\n<p>Let&#8217;s compare court vs. ODR debt recovery costs, so you can decide which one is worth pursuing on a small-ticket default.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-box-title\">Table of Contents<\/div>\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#Debt_recovery_costs_A_quick_comparison_of_court_vs_ODR\" >Debt recovery costs: A quick comparison of court vs ODR<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#What_is_the_cost_of_recovery_through_the_courts\" >What is the cost of recovery through the courts?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#1_Court_costs\" >1. Court costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#2_Lawyer_fees\" >2. Lawyer fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#3_Stamp_duty\" >3. Stamp duty<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#4_Process_fees\" >4. Process fees<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#How_does_the_ODR_platform_price_recovery\" >How does the ODR platform price recovery?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#Court_vs_ODR_Which_is_the_better_choice\" >Court vs ODR: Which is the better choice?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#CADRE_A_cheaper_faster_route_to_a_binding_recovery\" >CADRE: A cheaper, faster route to a binding recovery<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#Online_dispute_resolution_Smarter_faster_recovery\" >Online dispute resolution: Smarter, faster recovery<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-costs\/#FAQs_on_debt_recovery_costs\" >FAQs on debt recovery costs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Debt_recovery_costs_A_quick_comparison_of_court_vs_ODR\"><\/span>Debt recovery costs: A quick comparison of court vs ODR<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Cost head<\/strong><\/td><td><strong>Court<\/strong><\/td><td><strong>ODR<\/strong><\/td><\/tr><tr><td>Filing\/court fee<\/td><td>Charged ad valorem (as a percentage of the claim), so it varies by state<\/td><td>One-time filing fee, or per-case\/slab-based fee by claim value<\/td><\/tr><tr><td>Lawyer fees<\/td><td>From \u20b910,000, plus a fresh charge per appearance<\/td><td>Usually not required; arbitrator&#8217;s fee, if any, is bundled in<\/td><\/tr><tr><td>Stamp duty<\/td><td>Under the Indian Stamp Act, 1899 or state stamp act; varies by state<\/td><td>Applies only when enforcing an award<\/td><\/tr><tr><td>Process fees<\/td><td>Small recurring charges to issue and serve summons<\/td><td>None, though GST may apply on a reverse-charge basis<\/td><\/tr><tr><td>Custom pricing&nbsp;<\/td><td>Not available<\/td><td>Subscription or volume discounts for lenders filing in bulk<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_cost_of_recovery_through_the_courts\"><\/span>What is the cost of recovery through the courts?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/cadreodr.com\/blog\/debt-recovery-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">Debt recovery<\/a> costs through the courts are rarely a single number. They are a stack of separate charges that build up over the life of the case, such as court fees, repeated lawyer appearances, adjournment costs, stamp duty, and process fees. Most of these are hard to predict at the start.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"777\" height=\"431\" src=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_153132_docs.google.com_.jpeg\" alt=\"Debt recovery costs through the courts\" class=\"wp-image-288\" srcset=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_153132_docs.google.com_.jpeg 777w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_153132_docs.google.com_-300x166.jpeg 300w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_153132_docs.google.com_-768x426.jpeg 768w\" sizes=\"auto, (max-width: 777px) 100vw, 777px\" \/><\/figure>\n\n\n\n<p>Still, here is a general overview of what the recovery of debt costs actually includes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Court_costs\"><\/span>1. Court costs<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Civil court costs in a money suit are <em>ad valorem<\/em>, a percentage of the amount you claim. Each state sets its own rate, so the same \u20b92 lakh claim is not priced the same everywhere.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Maharashtra:<\/strong> The cost is \u20b98,430, under the slab table in Schedule I of the Maharashtra Court-fees Act, 1959.&nbsp;<\/li>\n\n\n\n<li><strong>Haryana:<\/strong> It is around \u20b911,800, under the Schedule I, Part A slab (\u20b93,675 plus 6.5% of the amount above \u20b975,000) of the Court Fees (Haryana Amendment) Act, 2009.<\/li>\n\n\n\n<li><strong>Delhi:<\/strong> The older 1870 Court Fees Act rates apply, with no cap on the maximum fee, after the 2012 state amendment was struck down by the Delhi High Court.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>These numbers are current as of July 2026. Check your district court or its website for the exact figure.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Lawyer_fees\"><\/span>2. Lawyer fees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>After the court debt recovery costs come the lawyer fees. These often start around \u20b910,000 and cover consultation, drafting, and a charge for every appearance, so each adjournment adds another fee while the case drags on. There is no fixed rate, and it varies by city and experience level.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Stamp_duty\"><\/span>3. Stamp duty<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Stamp duty is separate from the court fee and is levied under the Indian Stamp Act, 1899, or the relevant state stamp act. It applies to documents in the case and, where recovery <a href=\"https:\/\/cadreodr.com\/blog\/arbitration-clause\" target=\"_blank\" rel=\"noreferrer noopener\">runs through arbitration<\/a>, to the award before enforcement.<\/p>\n\n\n\n<p>Rates differ by state, so check your state stamp schedule for the current figure. Maharashtra, for instance, moved from a flat \u20b9500 on awards to an <em>ad valorem<\/em> charge in 2024.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Process_fees\"><\/span>4. Process fees<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Courts also levy small process fees to issue and serve summons on the defendant. Each is minor on its own, but they add to the running total of civil court costs across the life of the suit.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/cadreodr.com\/blog\/alternative-dispute-resolution-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">Learn about alternative dispute resolution to resolve disputes without going to courts<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_does_the_ODR_platform_price_recovery\"><\/span>How does the ODR platform price recovery?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/cadreodr.com\/blog\/online-dispute-resolution-in-india\" target=\"_blank\" rel=\"noreferrer noopener\">Online dispute resolution<\/a> resolves the same issue digitally, through arbitration, mediation, or conciliation, without entering the court queue. It costs roughly \u20b92,400 to \u20b920,000 to resolve a \u20b92 lakh default, depending on the route and platform.\u00a0<\/p>\n\n\n\n<p>A single-session online mediation falls at the lower end, covering a registration fee plus a single session fee. At the same time, a full online arbitration in this claim band can run up to roughly \u20b915,000\u2013\u20b920,000.<\/p>\n\n\n\n<p>Pricing varies by the <a href=\"https:\/\/cadreodr.com\/blog\/odr-platform-india\" target=\"_blank\" rel=\"noreferrer noopener\">ODR platform or service you use<\/a>, so the exact fee is best confirmed with the platform.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"775\" height=\"438\" src=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_152754_docs.google.com_.jpeg\" alt=\"Online dispute resolution \" class=\"wp-image-287\" srcset=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_152754_docs.google.com_.jpeg 775w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_152754_docs.google.com_-300x170.jpeg 300w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/07\/Screenshot_27-7-2026_152754_docs.google.com_-768x434.jpeg 768w\" sizes=\"auto, (max-width: 775px) 100vw, 775px\" \/><\/figure>\n\n\n\n<p>With that said, most platforms use one of three structures, sometimes in combination:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Per-case fee:<\/strong> A fixed charge for administering one dispute end-to-end.<\/li>\n\n\n\n<li><strong>Slab-based pricing:<\/strong> Fees tied to the claim value, so a small claim costs less to file than a large one.<\/li>\n\n\n\n<li><strong>Volume or subscription pricing:<\/strong> Discounted rates for lenders filing in bulk.<\/li>\n<\/ul>\n\n\n\n<p>Beyond the platform fee, you may also need to pay a one-time filing fee, the arbitrator&#8217;s fee (if not bundled), and GST on the service, usually on a reverse-charge basis for businesses. Confirm what is included before you commit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Court_vs_ODR_Which_is_the_better_choice\"><\/span>Court vs ODR: Which is the better choice?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Let\u2019s see roughly how a \u20b92 lakh default costs when you choose litigation vs online dispute resolution:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Cost head<\/strong><\/td><td><strong>Court&nbsp;<\/strong><\/td><td><strong>ODR<\/strong><\/td><\/tr><tr><td>Filing\/court fee<\/td><td>\u20b98,000 \u2013 \u20b912,000<\/td><td>\u20b92,400 \u2013 \u20b920,000<\/td><\/tr><tr><td>Lawyer fees<\/td><td>\u20b910,000 \u2013 \u20b940,000+<\/td><td>N\/A<\/td><\/tr><tr><td>Arbitrator \/ neutral fee<\/td><td>N\/A<\/td><td>\u20b90 if bundled; else added per platform<\/td><\/tr><tr><td>Stamp duty<\/td><td>\u20b91,000 \u2013 \u20b93,000<\/td><td>\u20b90 (only on enforcement)<\/td><\/tr><tr><td>Process\/appearance fees<\/td><td>\u20b92,000 \u2013 \u20b95,000<\/td><td>N\/A<\/td><\/tr><tr><td>GST<\/td><td>N\/A<\/td><td>~18% on platform fee<\/td><\/tr><tr><td>Rough total<\/td><td>\u20b960,000 \u2013 \u20b990,000<\/td><td>\u20b93,000 \u2013 \u20b924,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Note:<\/em><\/strong><em> This is an illustrative calculation for a \u20b92 lakh default, not a fixed quote. Actual court fees, lawyer charges, and ODR pricing vary by state, city, and platform, so confirm each against your state&#8217;s fee schedule, your lawyer, and the platform.<\/em><\/p>\n\n\n\n<p>In court, the cost of debt recovery takes almost half of the amount you set out to recover. The charges keep stacking up over the life of the case.<\/p>\n\n\n\n<p>ODR strips out most of those debt recovery costs, handling submissions, evidence, and hearings online with no recurring appearance fees, travel, or court visits.&nbsp;<\/p>\n\n\n\n<p>You still pay a one-time filing fee and GST, but most platforms offer custom pricing or bulk discounts that keep the total well below the court costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CADRE_A_cheaper_faster_route_to_a_binding_recovery\"><\/span>CADRE: A cheaper, faster route to a binding recovery<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><a href=\"https:\/\/www.cadreodr.com\/solutions\" target=\"_blank\" rel=\"noreferrer noopener\">CADRE (India&#8217;s simplest online dispute resolution platform)<\/a> handles the full recovery on a single platform, without the delays and costs that pile up in court. On a \u20b92 lakh claim, arbitration starts at \u20b92,400. Most cases are decided on documents alone, so no hearing fees or travel add to the bill.<\/p>\n\n\n\n<p>A dedicated case officer runs the matter end-to-end, and borrower notices are sent via WhatsApp, SMS, email, and IVR in regional languages, with real-time tracking.&nbsp;<\/p>\n\n\n\n<p>Cases are handled 24&#215;7, asynchronously, so neither side waits on a court diary. The final award is delivered on stamp paper, legally binding and ready to enforce.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.cadreodr.com\/login\" target=\"_blank\" rel=\"noreferrer noopener\">Check out Cadre to secure a cost-efficient ODR solution built for faster, fairer resolution<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Online_dispute_resolution_Smarter_faster_recovery\"><\/span>Online dispute resolution: Smarter, faster recovery<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Recovery through court quietly forces a choice on lenders. When the cost of chasing a claim eats half its value, a \u20b92 lakh default often gets written off, not because the money is gone, but because pursuing it does not pay.<\/p>\n\n\n\n<p>ODR shifts that equation. When recovery costs a few thousand rupees and closes in weeks, the claims you once absorbed as losses become worth pursuing again. A book full of small defaults stops being dead weight and starts being recoverable.<\/p>\n\n\n\n<p>With CADRE (India&#8217;s simplest online dispute resolution platform), you can turn those small-ticket defaults into binding recoveries at a cost that keeps them worth pursuing.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.cadreodr.com\/contact_us\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"256\" src=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner-1024x256.png\" alt=\"\" class=\"wp-image-449\" srcset=\"https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner-1024x256.png 1024w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner-300x75.png 300w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner-768x192.png 768w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner-1536x384.png 1536w, https:\/\/cadreodr.com\/wp-content\/uploads\/2026\/08\/cadre-CTA-banner.png 1584w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_debt_recovery_costs\"><\/span>FAQs on debt recovery costs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1785146074812\"><strong class=\"schema-faq-question\">1. What is the minimum amount for DRT?<\/strong> <p class=\"schema-faq-answer\">Debts of \u20b920 lakh and above go to the DRT, and anything below that is heard by the civil courts, under the Recovery of Debts and Bankruptcy Act, 1993.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1785146096295\"><strong class=\"schema-faq-question\">2. How much does a lawyer charge for debt settlement?<\/strong> <p class=\"schema-faq-answer\">There is no fixed rate; fees depend on the lawyer, the city, and the complexity of the case and are set on a case-by-case basis.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1785146111606\"><strong class=\"schema-faq-question\">3. What is the cost of a debt collector?<\/strong> <p class=\"schema-faq-answer\">Indian collection agencies usually operate on a no-recovery, no-fee basis, with success fees commonly ranging from 7.5% to 30% of the amount recovered, depending on the claim value.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1785146125878\"><strong class=\"schema-faq-question\">4. How are DRT court fees calculated?<\/strong> <p class=\"schema-faq-answer\">DRT application fees are set on a slab basis under Rule 7 of the DRT (Procedure) Rules, 1993, separate from civil court ad valorem fees.\u00a0<br\/><\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Online dispute resolution costs less than court on a \u20b92 lakh default. Compare debt recovery costs across both to see which route protects your returns.<\/p>\n","protected":false},"author":113,"featured_media":290,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,7,3,12],"tags":[15,23,45,39,53,17,22,16],"class_list":["post-284","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-adr-alternate-dispute-resolution","category-arbitration-service","category-odr","category-online-dispute-resolution","tag-arbitration","tag-arbitration-law-india","tag-debt-recovery","tag-debt-recovery-in-india","tag-litigation-vs-arbitration-india","tag-odr-in-india","tag-online-arbitration","tag-online-dispute-resolution"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Debt Recovery Costs: Court vs ODR for a \u20b92 Lakh Default<\/title>\n<meta name=\"description\" content=\"Online dispute resolution costs less than court on a \u20b92 lakh default. 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